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What's the Scenario? with PLRB

Jan 30, 2024

Most contractors are honest actors, but how can an adjuster handle a situation in which a contractor takes an aggressive approach, or insists on cutting the insured out of communications? The PLRB crew discusses the difficulties posed by these situations and what some legislatures and doing to address them.

 

Notable...


Jan 23, 2024

The next pandemic strikes a local hospital, resulting in a business income loss as the facility is closed for cleaning. Does the presence of the virus on the surfaces to be cleaned represent a “direct physical loss” sufficient for coverage? Tim, Alissha, and Mike will explore a scenario nobody wants to think about,...


Jan 16, 2024

A terrorist attack causes massive property damage, including to an insured business. The adjuster assigned to the claim is sure they’ve seen something in the policy about terrorism disclosure or terrorism caps, but isn’t sure what. In this episode, Tim, Alissha, and Mike will explore the TRIA act which...


Jan 9, 2024

Alissha, Tim, and Mike introduce a complete rebranding of PLRB’s podcast as “What’s the Scenario? with PLRB”, starting with a mini-scenario on a bear attack.

 

Notable Timestamps

 

[ 00:16 ] - A family went camping, only for their personal property to be destroyed by a bear.

 

[ 01:41 ] - The team introduces...