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What's the Scenario? with PLRB

Feb 27, 2024

In this episode, Mike, Alissha, and Tim answer everything you’ve ever wanted to know about bees, as long as you wanted to know if damage by bees was covered under homeowners insurance, if honey seeping through the walls is considered an ensuing loss, whether honey can be considered a “secretion,” and if bees...


Feb 20, 2024

NFTs may not be fungible, but they are transferable, and they are sometimes stolen with no traditional recourse. The PLRB crew discuss Bored Apes, acronyms, whether pixels are physical, and whether the internet is just a fad. Coverage topics include direct physical loss, special limits of liability, Property Not...


Feb 13, 2024

Is there an exclusion for stupid? Join Alissha, Mike, and Tim to discuss bad decisions, wedding rings stuck on fingers, dumpster fires, and whether the choice to set off a firework inside a house is considered “intentional” under the policy.

 

Notable Timestamps

 

[ 00:17 ] - The insured’s son set off a firework...


Feb 6, 2024

What do AI voice clones, $3,000 in wired cash, a lost wedding ring, and a Toledo prison have in common? This episode on the coverage issues presented when a family member-- or a business-- falls for a scam. The team discusses the various types of scams out there and what may and may not be covered under most insurance...